5 Customer Service Metrics that Define Successful Call Centers

Posted on

July 26th, 2022

Outsource FNOLCall center metrics can reveal the overall health of a call center and determine its likelihood of success. Analyzing metrics and implementing data-based changes allows a call center to continually improve its processes and the service it provides to customers. The following customer service metrics characterize top-performing call centers:

Average handle time (AHT). AHT encompasses the total time of a customer phone call and often plays a critical role in customer satisfaction. Shorter calls tend to indicate better service, as the agent is rapidly resolving customer problems. In contrast, ineffective call centers often have a high AHT due to lack of training, knowledge, or efficiency.
First call resolution (FCR). Call centers that answer customer questions or find solutions to customer problems on the first call typically have a high FCR. FCR is essential for customer satisfaction, as frequent transfers or escalations frustrate customers and erode their loyalty.
Average speed of answer (ASA). ASA measures how long it takes for a customer to reach an agent after connecting with the call center. Much like AHT and FCR, ASA directly affects customer satisfaction. If a customer has to navigate a convoluted phone tree or has to wait a long time to speak with a person, they’ll likely be agitated by the time they reach an agent.
Average resolution time (AST). Similar to AHT, this metric focuses on how long it takes agents to resolve customers’ inquiries. Customers expect agents to be knowledgeable enough to answer their questions or find a solution without delay. If the agent has to place them on hold several times or for long durations, the customer loses faith in the agent’s ability to help them. If they have to wait for too long, they may abandon the call altogether.
Customer effort score (CES). CES measures how much effort it took to contact the company and the ease or difficulty of reaching a customer service agent. Customers don’t want to hunt for contact information, and they don’t want to jump through several hoops to reach a customer service representative. CES also measures how much effort it took for the customer to receive an answer or solution to their problem.

All these metrics influence customer satisfaction and are pivotal to securing customer loyalty. Organizations that analyze their call center data can harness that information to improve processes, service capabilities, and the customer experience. Contact Actec to learn how a nearshore call center can elevate your company’s customer service.

What’s Your Call Center’s Company Culture?

Posted on

July 12th, 2022

Andrew

Several elements define a company’s culture. The company’s mission, values, and leadership style all affect how employees engage with each other and how customers view the company. A strong, positive company culture drives employee motivation, productivity, and morale. Establishing a company culture takes time, but businesses have several styles they can cultivate within their call centers. Learn how to create a company culture with the following tips.

Adhocracy Culture. The term adhocracy culture comes from ad hoc and prioritizes innovation and creativity above all else. Adhocracy culture encourages employees to take risks and accepts that failure may occur. However, this style of culture eliminates barriers that restrict creativity and often produces rapid growth and impressive innovations.
Clan or Collaborative Culture. Businesses that embrace a clan or collaborative culture tend to treat employees like family members. Clan culture often abolishes traditional hierarchy roles and values all employees’ input equally regardless of their management level.
Customer-Focused Culture. The customer experience dominates in customer-focused companies. They aim to provide paramount service and often go the extra mile to ensure a high-quality customer experience. These companies often equip employees with the technology and freedom required to exceed customer expectations.
Hierarchy Culture. Hierarchy-driven businesses are the most traditional, with rigid tiers of management and responsibilities. High-risk organizations often develop a hierarchy culture to control and minimize failure. Although a bit old-fashioned, this culture style is more efficient than most.
Market-Driven or Competitive Culture. Companies with a market-driven culture focus on getting their products on the market as quickly as possible. Employees in these organizations tend to work hard, thrive on competition, and focus on results. Businesses with market-driven cultures often emphasize an employee’s performance and ability to produce results over the workplace experience.
Purpose-Driven Culture. Purpose-driven culture has taken off as customers show more interest in a company’s values. Employees have a strong sense of purpose and understand the importance of their work to the organization. The workforce often unites behind a shared belief, such as improving sustainability or advocating for human rights. Purpose-driven businesses aim to give back to the community that supports them and often donate to charities that align with their mission.
Innovative Culture. Similar to an adhocracy culture, companies with an innovative culture focus on inventive ideas. However, innovative cultures have several distinguishing features. Innovation-focused companies aim to improve processes and existing technology while also creating new solutions. The primary goal is to continuously produce new ideas, products, and technologies that meet existing and unforeseen customer needs.
Creative Culture. Creative company culture focuses on establishing goals and bringing those aspirations to fruition. They strive to create new products and services that build a unique customer experience. Employees often work in teams to encourage innovative thinking.

Companies can make several strategic decisions to define their call center’s culture. For example, some may choose to focus on the customer by equipping agents with the best customer service technology and providing rigorous training to establish service standards. Others may unite their call center representatives behind a common purpose that speaks to their customer base. Whichever approach an organization decides to take, they need a high-quality call center to fulfill customer needs. Contact Actec to discover how a nearshore call center can improve your company’s customer service and loyalty.

4 Reasons Why Your Call Center Drives Away Customers

Posted on

June 28th, 2022

Andrew

Companies want to deliver a memorable experience anytime their customers engage with them. However, call center errors can create a lasting negative impression instead of engendering loyalty. The customer experience is a significant differentiator, and businesses can’t afford to lose clients due to an unsatisfactory call center interaction. Among Gen Z clients, research indicates that 54% stop doing business with a company after a bad experience.

The following are several reasons a call center may leave customers unsatisfied:

Long holds. When a call center agent asks a customer if they can place them on hold, the customer’s expectations immediately decline. The request means the call will likely last longer than the customer anticipated. Consider keeping the customer on the line while resolving their issue for simple requests and concerns.
Longer wait queues. Customers also hate waiting to wait. Hearing their spot in line repeat at various intervals can be infuriating, and they’ll already be on edge by the time an agent connects to their call. An additional request to put them on hold can permanently damage their loyalty, no matter how knowledgeable the agent is. Providing a call-back service that holds their place in line can ease the irritation, as the customer isn’t tethered to their phone. If long queues and wait times are frequent issues, it may be time to hire more call center employees.
Directing the customer to the company website while on hold. Today’s customers are more empowered than ever. Most research the problem before contacting customer service. Prerecorded wait messages directing the customer to the company website for faster service rarely produce a positive customer response. They’ve likely already tried the website, or they may have a unique issue not covered in the help documentation. The directive comes across as pushy and increases the customer’s frustration the more often they hear while waiting on hold.
Wasted time on redundant questions. The last thing a customer wants to do after waiting on hold is to repeat the information they already provided. If they had to enter their customer ID, birthdate, or account number before connecting with an agent, don’t make them provide that information again. It exposes inefficiencies, and customers perceive it as the agent wasting their time. Consider upgrading call center software so customer data moves with them if the agent needs to transfer the call.

Actec understands that businesses need call centers that drive customer loyalty. Having a competent call center is even more important during the claims cycle. Customers have little patience, and their stress is at an all-time high when reporting a loss or filing a claim. Our nearshore contact center teams handle claim intake efficiently and deliver a superior customer experience. Contact us to learn how a nearshore contact center can transform the customer experience.

4 Ways Tech-Savvy Competitors are Disrupting the Insurance Industry

Posted on

June 14th, 2022

Andrew

Substantial upfront costs and underwriting knowledge insulated the insurance industry from disruptors for some time. However, startups shifted their focus to other areas of insurance, such as policy distribution, marketing, and merchandising. These companies worked hand-in-hand with established insurance carriers and are harnessing their newfound knowledge to alter the status quo in insurance. Examples of some of the biggest disruptions include:

Flexible coverage. Disruptors offer their customers short-term coverage that can flex depending on their needs. For example, customers that don’t drive very often don’t need as much coverage as the average driver. However, they often overpay for standard policies that carry coverage they don’t need. Rising competitors offer by-the-mile coverage to insure individual trips and allow customers to see the cost of insuring each trip before they depart.
Policy comparisons. Many customers struggle to compare coverage options between individual products. Comparing policies from one company against another is even more challenging, as they don’t always use the same language or formatting. Comparison websites equipped customers with a powerful tool to easily compare policies and quickly identify the least expensive providers.
Connected devices. Customers expect personalized experiences from their insurance providers, and connected devices neatly meet that necessity. Sensors can detect and alert homeowners of water leaks and fires to prevent large-scale damage. Satellite imagery can monitor the home for changes and identify suspicious activities to prevent break-ins and thefts. The companies also offer their customers discounts for preventing costly claims.
Digital experiences from start to finish. Few customers enjoy the idea of communicating with their insurance provider. Many dread the long wait times, multiple transfers, and protracted claims cycle that plague low-tech insurance carriers. Disruptors are digitizing the entire customer lifecycle, from researching and purchasing insurance products to initiating and resolving claims. Some examples include providing simple coverage comparisons, rapid policy quotes, multiple payment methods to suit customers’ comfort levels, and omnichannel communication.

Regardless of how an insurance provider chooses to address the challenges of emerging innovators, solid communication is the cornerstone for success. Contact Actec to learn more about implementing new communication channels for FNOL to improve the customer experience.

4 Ways Call Center Agents Help to Grow the Company’s Brand

Posted on

May 24th, 2022

Andrew

Call center agents are the frontline brand ambassadors for businesses. They’re often the first person a customer speaks to when they call with a question or problem, and that interaction shapes the customer’s perception of the company. Call center agents can do much more than field incoming calls. With the right tools, they can drive loyalty, enhance a company’s brand and reputation, and generate revenue.

The following are four ways call centers can redefine the agent’s role and empower them to grow the company’s brand:

Making an impression. Call center agents are often an untapped resource for advocating the company’s brand. Well-informed agents can leave customers with a lasting positive impression of the company. Providing agents with easy-to-find and -digest content that is relevant to customer requests is critical for agent knowledgeability, quality of knowledge, and service effectiveness.
Transforming customer perceptions. Many customers reach out to call centers after performing their own search for answers. They view agents as a quick fix and don’t have a high level of trust in agents’ capabilities. Call centers cultivated that perception over the years by relying on canned responses and rigid transcripts. Agents can transform this viewpoint by personalizing customer interactions. For example, agents can engage with customers on their preferred communication channel (i.e., text, chat, phone call, or email), reference previous interactions with the customer, or make a personal remark based on data records (e.g., wishing the customer a happy birthday or thanking military service members for their service).
Harnessing data to make smart upsells. Many eCommerce websites feature a carousel with recommended products or frequently purchased with products. In service-based industries, customers don’t always know what products and services complement their existing purchases. Agents can reference historical customer data to make relevant upsell recommendations, increase revenue, and drive value.
Acting as the voice of the customer. Call center agents know a company’s customers better than anyone else in the organization. They listen to their difficulties, work with them to solve their problems, and engage with them at a personal level. While customer data is invaluable, agents have insights into the customers’ emotions, preferences, and more. Businesses that encourage agents to share their knowledge can implement changes that improve the customer experience and perception of the company.

Call center agents are the first point of contact for many customers. Providing them with advanced training and technology hones their skills and elevates their service quality. Over time, a successful call center can transform the customer perception of agents from a band-aid solution to a trusted advisor. Contact the experts at Actec to learn more about the benefits of an empathetic and high-tech call center.

Creative Ways to Improve Insurance Customer Engagement

Posted on

May 17th, 2022

Andrew

Keeping customer churn to a minimum is an ongoing endeavor in the insurance industry. A single poor experience or negative interaction is enough for customers to look for a new provider. The cost of losing business goes well beyond product value. Finding new customers and securing their loyalty takes time and revenue. Word of mouth from dissatisfied customers can also hinder business prospects.

Engagement wasn’t a requirement prior to the rise of Fintech, Insurtech, and other technologically advanced startups. These companies radically changed customer expectations and disrupted standard business practices. Now, engaging with policyholders is a necessity to prevent customer attrition rates from spiraling.

The following are several creative ways insurers can improve customer engagement:

Utilize social media. Social networking has come a long way since the early years of Myspace and Facebook. People have moved beyond liking photos and retweeting memes. They use these platforms to seek out recommendations, share their experiences, and purchase services. It’s not enough for insurance companies to post bland press releases or reminders about open enrollment. Insurers need to engage with customers where they congregate, and the overwhelming majority prefer digital interactions.
Create content with a purpose. Expanding on the idea above, insurance providers can increase customer engagement by producing valuable content. Customers often try to find answers to their insurance questions themselves before reaching out to a representative. Insurers can meet this expectation by providing a knowledge bank with content that discusses common insurance misconceptions, answers frequently asked questions, or compares policy options with easy-to-digest infographics.
Offer insurance products with built-in rewards. Health insurance products that reward customers for achieving wellness goals serve two purposes. Improving customers’ health reduces the likelihood of them falling ill or developing preventable diseases, and fewer claims reduce the financial burden placed on insurance providers. Built-in rewards also create an opportunity to engage with customers through check-ins, redeeming wellness points, and celebrating health goals. Cash prizes and premium reductions are the most popular options. However, insurance providers can offer wellness rewards on a smaller scale as well, such as providing a free gym membership.
Personalize the insurance journey. Customers easily recognize and dismiss canned emails. They’re impersonal and do little to capture the customer’s interest. Understanding the customer is critical for personalization, as it allows insurance providers to recommend relevant products. Knowing how the customer prefers to communicate is also important, as insurance companies can use that information to start the personalization process. Insurance providers can also use this data to reach their target audience and market their products more effectively.

Effective customer engagement requires a multipronged approach. For example, producing valuable content is useless if customers never see it. Interacting with customers on their preferred platform improves visibility and engagement while reducing customer churn. Contact Actec to learn more about implementing new communications channels like text and chat services.

4 Things Customers Expect from the Insurance Claims Experience

Posted on

May 10th, 2022

Andrew

Customer expectations are constantly evolving in complexity. In the past, insurance companies only had to compete against each other. Now, customers compare providers based on all their digital service experiences. They want the personalization they experience with Amazon combined with the unparalleled customer service of Zappos. They want self-service options, rapid resolutions for their problems, and knowledgeable agents.

Today’s customers have high expectations, and falling short may mean losing their business. Here are a few strategies insurance providers can implement to improve the customer’s insurance claim experience:

Use electronic forms. Electronic forms reduce the frustration and delays caused by human errors. For example, digital forms can guide customers through claims paperwork to ensure they fill and sign everything required. Eliminating human error expedites repairs, payouts, and more for a much more efficient claim cycle.
Personalize product offerings. Customers have a general idea of the insurance coverage they need, but they may not be aware of coverage exclusions or gaps in their policies. Insurance providers can add value to their services and improve the customer experience by including recommended products tailored to the customer’s existing policies. For example, if a customer lists their occupation as a driver for food delivery services, they likely need special coverage for their vehicle. Customers may not be aware that many personal auto policies don’t cover the business use of the vehicle.
Engage more often. Many customers only hear from their insurance provider when it’s time to renew their policy. Such limited interactions fail to build meaningful relationships, and insurance providers are missing out on valuable customer insight. Insurance providers can conduct surveys, create content customers value (e.g., tips to reduce insurance premiums, common coverage gaps, dispelling insurance myths, etc.), and engage with customers on social media.
Implement omnichannel communication. Customers use a variety of communication channels daily, and many have clear preferences. Some may prefer a traditional phone call or email, while others may prefer the casual nature of texting or messaging over social media. Offering text communication is also important, as there may be times when customers need answers straightaway. Providing a multitude of communication options allows customers to engage on their preferred platform.

Omnichannel communication is an important component of elevating the customer experience and digitally transforming the insurance industry. Contact the experts at Actec to learn how text and chat services can improve your customers’ claims experiences.

What Qualities do Customers Prioritize in a Call Center?

Posted on

May 3rd, 2022

Andrew

Outsource FNOLTechnology, innovation, and convenience are constantly increasing customer expectations of call centers. Customers often leave a call center interaction dissatisfied, even if they received an answer to their question. Customers want more than a solution for their problems. Achieving customer satisfaction is a nuanced skill call centers can’t afford to mismanage.

Detailed Breakdown of Customer Expectations

Insurance providers have a significant opportunity to improve customer satisfaction by ensuring their call center meets their customers’ needs and expectations. Customers consistently list speedy problem solving as their top priority when engaging with a call center. Their next main concern focuses on their personal interactions with call center agents. Similarly, their third priority is to speak with a knowledgeable agent.

Rapid Problem Solving:

42% of customers want their problem resolved quickly
40% expect rapid answers to their questions
40% want personal interaction with agents
39% want easy access to information
37% want to speak with call center agents located in their country

Personal Interactions with a Knowledgeable Agent:

40% of customers expect respectful treatment
39% expect call center employees to have good communication skills
38% want multiple communication channels
36% expect easy and painless customer service interactions
36% expect agents to know their details and information upfront
35% expect call center agents to have access to all their information

Successful call centers understand customer priorities and train to meet their expectations. Failing to do so results in an unsatisfactory experience and degrades customer loyalty. Contact the experts at Actec to learn how a nearshore call center can improve customer service and exceed customers’ expectations.

4 Ways to Personalize the Customer Journey and Maximize Loyalty

Posted on

April 26th, 2022

Andrew

Customers have an overwhelming number of options to choose from when considering insurance providers. Well-established organizations, innovative newcomers, and digital insurers round out an oversaturated market. Many of these insurance companies carry similar products, and insurers can no longer rely on their services as a differentiating factor. Instead, insurance companies need to provide a seamless customer journey to capitalize on the 73% of customers that favor businesses with personalized shopping experiences.

Here are four steps insurers can take to personalize the customer experience:

Gather data through surveys. Customer surveys provide a comprehensive overview of customer preferences. Asking customers about their preferences can provide actionable insights to create an effortless experience without resorting to clunky trial and error.
Identify customer segments. As the name suggests, personalization is not one-size-fits-all. Surveys can help insurers identify customer preference groups and adjust their experience accordingly. For example, customers purchasing homeowners’ insurance in flood-prone areas may not realize they also need flood insurance. Insurers can use this opportunity to make relevant and targeted product recommendations.
Cross-train teams. Teams that operate within work bubbles miss critical personalization opportunities. For instance, a customer experience team has the knowledge and expertise to facilitate an effortless customer experience. However, while they can funnel customers to the right products, they may not understand why the customers abandon their carts. A customer service team can offer insight into customer hesitations. By working together, these teams can craft personalized communications that entice customers to return to their carts.
Reach customers on their preferred platform. Part of creating a personalized customer journey is knowing where customers prefer to engage. It’s useless to send a survey request by email to a customer that doesn’t often check their inbox. Offering omnichannel communication gives customers the option to communicate by phone, text, chat, email, social media, and more.

Insurers can’t afford to neglect the customer experience, as many customers consider leaving their insurance provider after a single negative interaction. Contact the experts at Actec to learn more about improving the customer experience with text and chat services.

How to Improve the Customer Experience with Text Messaging

Posted on

April 12th, 2022

Andrew

People spend a significant portion of their day on their phones. They check it on average every 10 minutes for new text messages, emails, and app notifications. The number of texts sent in 2020 increased by 52 billion compared to 2019. COVID-19 is a significant factor in this surge. While people were already using their phones regularly, it became the primary method of keeping in touch with friends and family during the height of the pandemic. Younger generations are also driving the increase in text messaging, as many of them prefer texting over talking on the phone.

Insurance companies have a significant opportunity to improve the customer experience by embracing text message communications. Customers are already on their phones, and conversations flow smoother when insurers communicate with customers on their preferred platform. Here are several ways text messaging can improve the customer experience:

Texting is inherently more personal than an email or phone call. The casual tone allows conversations to flow easily. Texting also offers rapid resolutions to customers’ problems without the hassle of navigating a phone tree.
Customer service agents can’t carry on multiple phone calls at once without placing everyone on hold in turns. With texting, agents can quickly respond to several different text conversations without sacrificing the quality of service.
A text message is faster than an email without monopolizing the customer’s time. When a customer has to call their insurance provider, they can’t accomplish much else. With texting, they can take care of other work or personal tasks in between messages. If the customer experiences a loss, they can receive answers to their urgent coverage questions without delay.
Some customers don’t like talking on the phone. Between work and family obligations, some may not have the time required to resolve their problem over the phone. Offering multiple communication channels allows customers to choose the method they prefer.

An SMS customer service platform facilitates smooth, prompt, and efficient conversations. If an insurance company wants to engage with its customer base, it needs to reach out to them on the channels they’re using. Contact the experts at Actec to learn more about our text and chat customer support services.